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  • Home
  • Mold Inspection
  • IAQ Testing
  • Pricing
  • Environmental Monitoring
  • How We Approach Sampling
  • HVAC Mold Inspection
  • Thermal Imaging
  • Air Sampling For Mold
  • Surface Mold Sampling
  • Wall Cavity Inspection
  • Wall Cavity Air Sampling
  • Schedule Inspection
  • Water Quality Testing
  • Before Your Inspection
  • Particle Monitoring
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A kitchen faucet with running water, representing residential water quality and well water testing.

Water Quality Testing (FHA/VA & Well Water)

Professional water quality testing helps verify that your drinking water meets common health and lending requirements. Whether you're purchasing a home with a private well, satisfying FHA or VA loan requirements, or simply want peace of mind about your water, we provide accurate laboratory testing with clear, easy-to-understand results.


Most real estate water testing involves private wells, although testing may also be appropriate whenever water quality is in question.
 

We provide professional water quality testing for common health and lending requirements, with clear, straightforward results.


WHAT THIS TEST INCLUDES


Our standard water testing panel includes:


• Total Coliform Bacteria
• E. coli
• Nitrates
• Nitrites
• Lead


This panel is based on commonly required FHA and VA well water testing parameters and is designed to meet typical lending guidelines.


Note: Specific requirements may vary by lender or property.


WHEN SHOULD YOU TEST YOUR WATER?


Water testing may be recommended if:


• You’re buying or selling a home with a well
• FHA or VA financing requires testing
• You notice unusual taste, odor, or discoloration
• The property has been vacant for an extended period
• You want to confirm water safety for your household


IMPORTANT TESTING CONDITIONS


For accurate results, proper collection procedures are required.

Water samples must be taken using approved containers and methods. 


Depending on the property, this may include:


• Running water for a specified period before sampling
• Removing aerators or filters
• Avoiding recent disinfection or treatment prior to sampling


Because of this, please let us know in advance if water testing is needed so we can ensure proper preparation.


REAL ESTATE & LENDING REQUIREMENTS


Water testing for FHA and VA loans is typically required when a property uses a private well.


Our standard panel is designed to satisfy the most commonly requested FHA and VA well water testing requirements. However, individual lenders or local authorities may occasionally request additional testing.


We recommend confirming requirements with your lender or agent ahead of time—we’re happy to coordinate if needed.


WHY CHOOSE PROFESSIONAL WATER TESTING?


Unlike some environmental testing, water testing for real estate transactions generally follows a standardized panel.


The goal is to meet established requirements and provide reliable, comparable results—without unnecessary or confusing add-ons.


What to Expect


  1. Schedule your appointment. 
  2. We collect the sample using approved procedures. 
  3. The sample is delivered to an accredited laboratory. 
  4. Results are reviewed and provided in an easy-to-understand report.


WATER QUALITY TESTING – $225


Includes:


• Sample collection
• Laboratory analysis
• Standard FHA/VA panel
• Clear, easy-to-understand results


Laboratory results are typically available within two business days.


FREQUENTLY ASKED QUESTIONS:


How long does water testing take?

Results are typically available within two business days after the laboratory receives the sample.


Can you test city water?

Yes. While most real estate testing involves private wells, laboratory testing can also be performed for municipal water when requested.


Do all FHA and VA loans require water testing?

No. Water testing is most commonly required when a property is served by a private well. Homes connected to a public water system often do not require well water testing, although individual lenders or local requirements may differ. We recommend confirming your lender's requirements before scheduling testing.


Do I need to be home?

Someone should provide access to the water source unless other arrangements have been made.


NOT SURE WHAT TYPE OF TESTING YOU NEED?


If your concerns involve water quality, indoor air, dust, moisture, or possible mold, we’ll help determine the most appropriate next step based on your specific situation.


SERVING CHARLESTON, SC AND SURROUNDING AREAS


We provide professional water quality testing throughout Charleston, Mount Pleasant, James Island, West Ashley, and surrounding Lowcountry communities.


Call or text anytime. We’re happy to help you figure out what makes sense for your situation. (843) 564-5646


*Water quality testing services in Charleston, South Carolina for well water, FHA, and VA loan requirements.

Copyright © 2026 Livewell Inspections LLC - All Rights Reserved.

Questions? Call or text anytime — (843) 564-5646

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